September 24, 2009

Real Estate Getting Better in Sedona Arizona.

Effective April 2009, more homes went pending this month than sold all of last year. Effective September 1, 2009, the foreclosure and short sale market is now down to 6 in West Sedona. All the homes are under $600,000.

Hopefully the trend will continue as long as no more terrible economic news spreads.

Rumor has it that the state of Colorado is preparing for another wave of foreclosures and short sales in 4th quarter 2009.

August 2, 2009

NEWSFLASH:

Commercial Building Problems:

I was visiting with a friend who read an article, I believe from the Wall Street Journal. It said that Southwest Phoenix planned to warehouse and redistribute containers from Los Angeles to the East Coast. The buildings are over a million square feet each. So Southwest Phoenix now has over 8 million square feet of unleased warehouses.

I wonder what happened to getting contracts before taking on such large building projects. I hope there is no city money involved. This will take years to clear up.

Phoenix lenders are now calling commercial building owners for whom they have loans. They are getting new appraisels on these properties. The lenders are asking if the same tenants are at the properties and what the vacancies are. The lenders are requesting copies of leases between the owner and tenants. When these loans come due, refinancing could be a problem.

Lordsburg, New Mexico Homes for Sale

Anyone looking for a home in Lordsburg, New Mexico? There are 2 homes adjacent to each other on 60 acres. The land can be split into a 20 and 40 acre parcel. One mobile home has a wood deck surrounding the front of the home. There is a detached garage behind the home.

The other home has a detached airplane hanger and its own airstrip behind the home. Lordsburg sits in a valley and is surrounded by higher elevations. The clean air and quiet experience is great for restful vacations. You can see for miles.

For more details contact: Carlena Grimmett

(928) 821-0506

Casting Call | Amilya

Casting Call | Amilya

Shared via AddThis

July 19, 2009

NEWSFLASH

Are you looking for a home in Evergreen Colorado?

Here is a brand new listing!

Contact Craig Haffeman for more details at 303) 670-7100.

3821 Juniper Circle is for sale for $524,900. The home has 3976 square feet of which 3081 square feet are finished. The home has 3 bedrooms and 3 baths, a living room, dining room, den, office with built in shelving, and 2 storage areas. The kitchen is spacious with a breakfast area that looks out to the mountain views and adjoins the covered deck. The yard has fruit bearing apple and cherry trees.

Watch the elk out your living room window daily. Enjoy!

July 4, 2009

NEWSFLASH:

For those of you working for others but feeling uneasy, you are not alone. I just read a link worth passing on to you, http://u.mavrev.com/hpou. We can no longer rely on the employer. Employers are doing their best get through the recession but the economy is TOUGH!

The unemployment numbers are looking more dismal by the day. For those losing jobs, try to concentrate on the positive. Now is the time for you to take advantage of your talents. Put your talents to work for yourself, rather than others. Take advantage of what has made this country so great... SMALL BUSINESS.

For those of you working for others but feeling uneasy, you are not the only one.
Here is your first opportunity. Its already in place for someone to step in and take over.

This business opportunity is for someone who wants to be their own boss in Los Angeles, California. The business is an Orchid Floral Shop. The business has been in Los Angeles for 13 years and has exclusive clients. There are established retail and wholesale customers. And you can grow the business if you choose.

The existing business only needs 2 people, keeping overheads low. The store is currently open six days a week.

You can take over the business for $60,000. You will make money starting at day one. There is little risk. Just keep your customers happy.


The existing owner is starting a new business in another state and is interested in selling to someone who really wants to own their own small business. Working with orchids and the clientele can be a real satisfaction.

Call me for more details at (928) 821-0506.
Or email me at bid2own@msn.com.
Or comment below. I will respond to your message.

Take advantage of this great opportunity. How do I know you can do it? I was laid off during the last recession after working for the same company for 10 years. I was devasted. But, I decided to open my own business and have done much better than I could have done working for someone else. So can you. Become your own boss and excel. Good Luck in your new endeavors.

June 20, 2009

Newflash

There is an abundance of information on the web today. Keeping track of it all has become a real learning experience. The Google reader program is so helpful. One of the most up to date websites and Twitter contacts for me this week is Lillianwong. I am adding her on my right side bar under "New Contacts", Arizona Real Estate News Access.

Lilian is a Senior Mortgage Officer at Bank of America. She provides stock market, real estate and mortgage information. Her blog is straight forward and very informative. Wow! Thank you Lillian.

Lillian just published a short blog stating the banks have risen the interest rates slightly this past week and people are again hesitating to purchase homes. The news said our inflation rate is under control. Why would the banks raise the residential mortgage rates when the FED rates are so low? Our government stimulus money has been dispersed to these banks to provide buyer incentives to purchase homes, reduce foreclosures and short-sales. April and May had relative real estate success. There is a real need to keep these rates low or else these banks will get more homes in foreclosure.

Banks do seem to be working with the Obama mortgage programs that help keep troubled homeowners in their homes. California just extended a foreclosure moratorium for another 3 months. So, troubled California homeowners now have more time to stay in their homes. But why aren't these banks refinancing?

Of special note. I met a gal who said the market turned bad suddenly and she lost 3 jobs over the past year. She was a secretary for a local attorney for about 3 years when business got slow. She was laid off. She went to work at a motorcross sports company and lost her job after three months of employment, due to the business slump. Then she worked as a secretary for a Realtor who specialized in short sales and foreclosures. The banks reduced payments to the real estate company causing employee layoffs. Now she is with a title company and working full time.

Through all of this, the gal made payments to the mortgage company by borrowing money from her brother. She called the mortgage company and spoke to many bankd employees throughout the country. She talked to anyone and everyone who had responsiblity for mortgage refinancing within the firm. After many calls, she finally found someone willing to help her. The bank representative said that she was the perfect candidate for Obama's financial aid package. The representative said they were most willing to help those who had current payments but were in dire need of assistance. The home had to be in good condition and maintained with pride of ownership. The bank sent an appraiser over to take photos to confirm the home was in good condition. Based on her circumstances, the bank provided the gal with a 2.5%, 30 year fixed loan. This gal sees light at the end of the tunnel. With her new job, she can slowly pay her brother back and still make her new mortgage payments.

Here is a case where persistence and determination helped to keep one homeowner in her home. I hope to hear more success stories like this one. At least we then know some of our tax monies are truly going to those in need.

June 12, 2009

NEWSFLASH:

A few lending thoughts.

Did you know there is a lending program for American Indians. It is called Section 184 and is guaranteed by HUD. This program is good only for the primary residence. As an American Indian, you have to qualify the same as for an FHA loan. But the 184 program may require between 2.25 -3.5% down depending on your fica score. No monthly prepaid mortgage insurance (called PMI) is required. Instead a 1%, one time, upfront fee is necessary and can often be built into the loan. The current 30 year fixed rate is approximately 5.75%. Many of the national banks do not offer the Section 184 Program, so you need to find an FHA or HUD lending specialist. It is an interesting concept.

Another sometimes forgotten option is the Home Equity Loan. Home equity loan rates are usually tied directly to the federal government lending rates. Today, the Home Equity rates can actually be cheaper than a refinanced loan or new loan. Just remember, this type of loan does fluctuate and change with the Federal Interest rate. And, you must have enough equity in your home to make use of this option.

Bentley Hybrid, L00K-A-LIKE, GM built one of a kind!

NEWSFLASH


This is for all new Twitter participants. Did you know that you type in dusername to send a direct message? And you cannot send a direct message unless the other user is already following you.


I collected a lot of information about Twitter at http://news.cnet.com/newbies-guide-to-twitter.

Also you may want to consider advertising on Twitter at http://be-a-magpie.com/tg0dfv.


Do you want more followers? Here are some free links to help you get those followers:

http://viralfollowers.com/r

http://mytweetfollowers.com/

http://featureduser.com/ref

http://topfollowed.com

Also many of your followers will retweet (RT) on Friday to many people with @ username. These people are new people you may want to follow. Good Luck.

Bid2Own.Org NEWSFLASH

http://bid2own.org


We have a new listing this week for a parcel of land in Utah. Item #47 at http://bid2own.org consists of lots 1,2,3 and 4. The lots are gently sloping with fantastic 180 degree views, for approximately 10 miles. You can check the property out at http://goldcreekproperties.com/.

This is a beautiful property perfect for green living. Those interested in quiet get-a-ways or secluded living will truly appreciate this property. The property is in the middle of proposed wilderness. Sitting on its high ridges, you can see Lake Powell. There is a natural spring for water. The gravel roads are in. There is no power, so you would want to use solar power or a generator. Propane can be delivered to the site.

Have an interest? Go to the bid2own.org auction site. Just purchase one or several auction fees for $100.00 each. Then when you are notified, you can place your bids. The highest bidder receives the 4 lots. The losing auction fee holders receive partial credit toward another item on the site, depending on the bid money received for the land, less bid2own.org expenses.

What a great opportunity to make your dreams come true!

May 26, 2009

NEWSFLASH:

There is talk about another party emerging. We'll have to see if anything worthwhile comes to fruition. The democrats and republicans can't seem to resolve our economic crisis. Throwing money at the problem does not seem to be giving us the results needed. And, the deficit is surely making me nervous.

I spoke with a gentleman from southern California this weekend. We both agree that the housing crisis must be resolved before the United States can get back to normal business. The problem started with Housing. We have to fix Housing. This gentleman felt the $250-$300 to each citizen was a waste, if for no other reason, the mailing expenses from the government to us. He felt the government needed to get the money into the hands of the people on their way to foreclosure. If we reduce foreclosures then the housing slump will end. He felt all stimulus money needed to get into the hands of struggling homeowners because this is the root of the problem. For families in trouble, he suggested that the government reduce the mortgage rate and pay the monthly mortgage for up to one year. Then the govenment subsidy could be added to the loan at the end of one year. The government keeps giving money to the banks but the money does not get to the people. Banks are hoarding the money and spending it on administration costs including yearly bonuses. The government can get the money directly to the people through FannieMae and FreddieMac programs.


I believe every individual with bank payment problems should get some sort of refinance, regardless of credit worthiness. At this point, we need to keep people in their homes. Rather than funding unemployment, fund the home mortgages. The banks receive their payments cleaning up their financial portfolio. For the unemployed, the government needs to require them to find a job to qualify for assistance. Even a lower income job is better than providing unemployment benefits. Easy loan modifications include a 40 year loan at 4% interest. The individual principal and interest payments would be reduced, therefore providing relief. The government needs to require the homeowner keep the property for 3-5 years. Yes, maybe their home has lost value, but this type of loan modification may entice more to stay in their home through the crisis.


For those with multiple investments, we also need to allow a similar program. After all, these people are the risk takers. They believe in free-competition. Without them the United States would not exist as it does today. Maybe give the investors parameters. One, they must be U. S. citizens. Two, provide the same 40 year loan at 4% interest to the investor for up to 3 developed properties (home or multi-family) and require ownership for 2 years. Then allow for 2 land properties and require the land owner to delay development for one year. The existing property owners could refinance. And, new investors could enter the market. We really need new investors.


Obviously, we cannot rely on the government to provide stability in the market place. The government got out of control when it comes to enforcing regulations put in place to prevent deep recessions and depressions. Congress was warned, but did nothing. So, we as United States citizens have to rely on ourselves and save more. The government is just too unreliable.


One article feels we must speak more openily about our financial circumstances and spending patterns http://tinyurl.com/p34xu6 to reduce our bad spending habits that pass from one generation to the next. For example, parents who cannot live within their budget, turn to credit card debt. The children often develop the same bad credit card debt and behavior. Although I agree that finance patterns are passed down, I feel boundaries should be developed when discussing finances. Parents should definitely discuss financial situations with their children. Discussions about what and why something is a good or bad investment is a great way for our children to comprehend and analyze real life situations. Children learn the value of the dollar, young. I believe these children will be able to make better decisions as adults.


Bid2Own.Org NEWSFLASH:
http://bid2own.org

Twitter has quickly provided Bid2Own.Org many new resources and direct messaging is great. I am following many new Twitter people who are asking questions. So, I am devoting this week to those new to the Twitter system. Make sure you follow me too.

To get good followers, with common interests, you might type your interest in the Twitter "Search" area. People will come up. Research them. Tell them you are following them and please follow you. Join the free Twitter Follower programs out there and then decide who you want to keep. (In the search box, type "Twitter Followers". After you receive ample followers, this link http://TwitPWR.com/axR/ provides Twitter Tools for maintaining Twitter followers. This looks like a must to me.

Everyone should sign up to "Twellow" the Twitter Yellow Pages. Twellow can really be helpful in finding sources and people with common interests. Every internet gathering place needs a yellow page directory so people can find people. So, support the free Yellow Pages that are easy to join, provide ample categories and function well. Join "Twellow".

For your information, here is a good blog that gives you 100 blog directories http://snipurl.com/if261. Blog Yellow Page Directories seem more complicated and less organized than Twellow. The best directory I found, is Blog Catalog. If anyone has found a better source or several, let me know in the comment section below.

Are you interested in some on-line marketing blogs.
Here is an on-line advertising blog http://bit.ly/by4fx.
There is also a blog for live links at http://openzap.com.
How about this radio ad link http://wemagazineforwomen.com/.
All of these links look very interesting for new businesses.
I have not tried them yet but plan to put them to use shortly.
Then I plan to get involved in internet forums and viral marketing.


I hope everyone had a nice Memorial Day holiday. I look forward to all the new sources and will pass the information on. Have a great week.

May 18,2009

BID2OWN.ORG NEWSFLASH

Above is the newest YouTube video of GM's 2008 Chevy Malibu Hybrid car. This car is for sale on http://bid2own.org. This particular car has approximately 11,000 miles on it. It is in great condition and has never been in a wreck. The auto gets about 33 miles to the gallon on the road and 25 miles to the gallon in town. The interior has a light and dark grey accent.

The exterior also has pizazz for its price and family sedan description. The thicker body style with the chrome accents really gives the car presense. And in the case of the bid2own.org Malibu, the Bentley emblem makes others' eyes turn.

I researched the internet for 2008 Chevy Malibu hybrid. There is not a lot of information out there because the distribution was limited last year. But, customer interest was high and the 2009 changed very little. I found that in comparison to the other Toyota and Honda Hybrids, the Chevy Malibu Hybrid was cheaper and the interior appointments were much better. The seats were far more comfortable and roomier that the competition. The car is soo... quiet. More details including photos on the Chevy Malibu hybrid can be found at http://thegarageblog.com/garage/2009-chevrolet-malibu-hybrid.

Now you just can't resist purchasing this auto. Go to the http://bid2own.org website, purchase a $100.00 auction fee. Then wait until all the auction fees are purchased (In this case, only 260 people need to purchase an auction fee). Once all the auction fees are purchased you will be notified by email three times, to bid on the Chevy Malibu Hybrid.

The bidding process is simple and lasts 7 days. All offers are taken on-line only. The 260 Auction Fee holders only bid against each other. So your chances of getting this vehicle are pretty good.

The starting bid can be $1.00. You place your bid and then watch others bid against you. You can put in a high bid and the computer will automatically increase your bid over others until someone reaches your price. Your high price is not shown to others of course. You can watch others bidding against you by clicking the "bid history" box when the item is in the bid mode. You can raise your bid price at any time. The highest bidder at the end of the bid process wins the Chevy Malibu.

Those losing Auction Fee holders for the Chevy Malibu can receive a partial credit toward another item on Bid2Own.Org. The partial credit is determined by the amount of the bid received by Bid2Own.Org, less Bid2Own.Org expenses. That difference is then divided among the 259 losing Auction Fee holders.


NEWSFLASH

Most of us are too busy concentrating on our own budgets to really understand the government's budget. The government spending numbers surely sound astounding. But our current government spending numbers need to be compared to previous spending numbers so we can measure the differences. We need to compare the past to the current.

We know we are in a tough recession. And to get out of the recession, the government must help our sick economy. The real question is how much of this spending is a complete necessity and how much is just fruitless spending with little or no benefits to our economy. I'm not sure the average public will every know.

I did hear some interesting statistics on Sean Hannity the other night though. President Obama is spending $1.2 trillion dollars this year alone. He has also passed enough "Stimulus Money" equivalent to over $10 trillion over the next ten years. What does that mean?

President Obama has committed to more spending than all the presidents combined, since George Washington. So far, President Carter gave President Reagan a worse set of circumstances than we have today. Interest rates were higher than 18% causing businesses to fail everywhere. President Reagan inherited President Carter's problems. President Reagan was accused of excessive spending. His spending went to the private sector businesses rather than for new government jobs. The private sector businesses create gross national product and pay taxes that go toward government debt. President Reagan saved our economy then and gave us great success for years following his presidency.

Government spending to our Gross National Product during President Reagan's term was 3%. President Bush's government spending to Gross National Product was 2%. President Obama's spending to Gross National Product is 13%. 13% sounds scarry to me when compared to other presidents, but you decide. I am also concerned about President Obama's current spending toward government jobs instead of private sector jobs. The government does not make things, therefore it cannot provide any Gross National Products that we can collect additional tax dollars. That means the deficit will get worse.

What do you think President Reagan did that helped our economy out?

Do you think President Obama is doing the right thing? Tell me why. http://bid2own@msn.com.

May 8, 2009

Good Morning at Bid2Own.Org
http://www.bid2own.org















LATEST NEWS FLASH

The first public bank stress test news came out yesterday. Most of the analysts were saying the guidelines to evaluate each bank's performance varies according to their agreements with the government. This made the stress test results difficult to analyze.

At least the financials in the stock market did not fall through the floor. Instead financials are up slightly. The DOW is at 8544 (up 134 points) and the S&P500 is at 922.89 (up 15 points).

MOTHER'S DAY PROMO

Are you a last minute Dad, Son or Daughter? Why not refer Mom to Bid2Own.org and give Mom a $100.00 Auction Fee. Let Mom apply the Auction Fee to the item of her choice. Let Mom follow her item and then place bids with a chance to win the item.

If Mom does not win this item, she will receive a partcial credit toward another item on Bid2own.org. Mom can do everything on-line and Bid2Own will notify her as events transpire. Mom can have fun purchasing and could win the item for pennies on the dollar.

BID2OWN.ORG NEWS FLASH
http://www.bid2own.org

This has been an interesting week, full of new information for bid2own.org. There is a real womans' movement on the internet. This blog and twitter site http://www.thesecretsinthesauce/ has a real grass roots following. This woman's blog http://www.blogher.com/ has a professional base. Spread the word. These sites are exciting and have a wealth of contacts for all sorts of business and personal needs. Go girls!

Bid2Own.org would love to have followers on this blog. For that reason, we are leaving the "New Google Follower Feature" box. Please become a "Follower" by clicking the Follower box. Sign up, one and all.

Bid2own.org is about ready to launch its second YouTube video. We hope you all will enjoy it. You can continue to reach us on Twitter, on the right sidebar. You can also reach us on our website Bid2Own.org, "Contact Us" page. Have a great weekend.

May 4, 2009

http://www.openthrottlemarine.com

Summer is Here.

Open Throttle Marine can satisfy all your Bass Boat Needs.

http://www.bid2own.org

Are You A Pilot?

Do you want to own a plane for pennies on the dollar?

The details are on the website.

This plane is perfect for you Twitter Pilots.

How about land near Lake Powell in Utah, Near Lake Powell

Check out Gold Creek

http://lakepowellgoldcreek.com

LATEST NEWS FLASH:

Andy Rooney on "60 Minutes" talked about a new department that President Obama should create...the Secretary of Savings, SOS for short. What a great idea.

We need to eliminate all the wasteful spending in government, starting with lobbyists. Mr. Obama said he was going to reduce or eliminate the lobbyists. Not much has been mentioned so far. But, Mr. Obama did seem a bit concerned about the slow pace of politics in Washington. He asked us all for patience in order to get worthwhile results from congress. I hope this includes the reduction of lobbyists and their influence on each and every congress person. As an example, for every congressman in Washington D. C., there are 4 lobbyists pushing their green energy agenda. That's 4 to 1!

Also, check out http://uniteourcountry.blogspot.com to find citizen frustrations resulting from the behaviors of our congress.

Bid2Own.org NEWS FLASH:
http://www.bid2own.org/

Bid2Own.org provides a great platform for buyers and sellers to overcome the frustrations of buying and selling homes, cars, planes, boats...almost anything over $500.00. Have fun making transactions with little or no hassle. You have the potential to make large purchases with little or no loans.

View the Bid2Own.org video below, which is also available on You Tube. It is a poetic narrative of the buying and selling process on bid2own.org. More will come soon.

Welcome to the Bid2Own.org You Tube video:







Feel free to comment to us on the Bid2Own.org "Contact Us" page.

We look forward to your input.
We are also available on Twitter at http://twitter.com/bid2ownorg.

HEALTH

As we get older, our health is everything. We all know exercise, lots of water, and less sugar in our diets is healthy. This is becoming more and more apparent as the United States fights obesity, diabetes, heart disease, and cancer.

The new wave in the health care industry is toward preventative services. Early detection is all important. Did you know there are many new body scanning technologies available to you that are non-invasive. For example, you may not have to have a biopsy, mammogram or surgery for suspected cancer.

Today, lets talk about breast cancer. Many doctors use mammograms for early detection of

breast cancer. Mammograms use radiation which is not that healthy for you. These mammograms are also less successful with women who have fibrous breasts. And, then if the mammograms show possible cancer, the doctors often do a biopsy to find the cancer. The biopsy consists of a number of needles placed in the breast. They withdraw tissue from each needle and chart the needle locations to determine the general location and width of the cancer. The tissue is analyzed in a lab to determine the affected areas. In some cases, the biopsy cannot determine the internal depth (from the nipple to the chest cavity) of the cancer though. And a regular MRI (memory resonance machine) does not work well with women who have fibrous breasts. The CT PET SCAN is a better choice.

Often, the doctors will recommend surgery on the breast to remove the affected cancer. Depending on the level of advancement, breast removal is the outcome (masectomy). And then removal of lymph nodes. Along with surgery, chemotherapy and radiation treatments are commonly suggested. Side affects are guaranteed with each of these methods. And, you better go in healthy, because your health is going to be tested.

Today there are some new early detection machines available to help us find our diseases earlier. Many are approved by the FDA but because they are new, the medical association has not provided guidelines for the doctors to provide patients with options. Many of these detection machines are non-invasive, meaning you do not have to cut into the body or put needles in the suspected affected areas. You do not have to take in radiation from the scans typically used today.

There is a new infrared scanning method worth discussing. Infrared scanning involves no radiation. No cutting or needle applications are necessary. The infrared scan reads the heat within your body and is completely non-invasive (it is harmless). The scan is transferred to a medical lab that reads the outcome. The scan is color coded. For example, blue is a healthy color. Red and white are not healthy colors. The red and white areas detect illness.

Patients may not need a biopsy or surgery to detect breast cancer. Instead, they can use this infrared technology. For those interested in more information, QHM Labs of Sedona Arizona can educate you quickly. You can reach them at (928)282-4447 and http://www.qhmsedona.com/.

REAL ESTATE OPPORTUNITIES

Are you looking for real estate in a resort community in the Southern United States?
Sedona Arizona has beautiful weather and is know for its red rock outcroppings. It is a great retirement community.

The last large parcel in West Sedona is for sale. This parcel has been subdivided into 43 homesites with underground utilities and great red rock views. The subdivision name is Cor D'Amor. View the property on http://www.cordamor.net/.

Cor'DAmor wants to sell 6 lots in the near future. The owner is willing to make a deal. I know him personally and would love to assist any and all of you. The lots are currently on the market and range from $199,000 to $359,000. I would like to make a package deal of 6 with lower prices.

This is not a short sale or bank foreclosure. Just people trying to help people.

Call me for details at (928) 821-0506 or email me at tlcrealtysedona@msn.com

Carlena Grimmett

Designated Broker

T. L. C. Realty

P. O. Box 3861

Sedona, AZ 86340

April 29, 2009

LATEST NEWS FLASH:

Did you see Judge Napalitano on Glenn Beck yesterday? Napalitano suggested the US citizens repeal the 16th amendment, which is income tax collection. This would send a message to Congress that we are tired of being overtaxed! Why should any citizen pay income tax when the US Congress is wasting our "hard earned tax dollars"! By repealing the 16th amendment Congress would get the message. Any business that has an employee who only works when he/she feels like it, GETS FIRED! So, let's fire Congress.

The government WASTED $350,000 flying over the NY city trade tower site for a photo op. $350,000 would have paid hundreds of late mortage payments! Never mind scaring the bejesus out of every New York resident!

Last month Congress had the nerve to tell GM, Ford, and Chrysler to eliminate the use of their corporate jets. Now, we find out Nancy Pelosi spends $5,700,000 annually, of taxpayer money, flying back and forth from San Francisco to Washington D.C., so she can work 3 days a week.

Bill Clinton relaxed the banking laws that were created after the great depression to keep us out of future depressions. In doing so, Clinton caused the current housing crisis which has thrown the entire U.S. economy into a tail spin. Next, George W. Bush did not address the housing crisis quick enough. Doesn't it seem odd that no one has come up with real housing fix for those in trouble. What about refinancing all loans to 40 year fixed loans with lower interest rates, now that's an idea!

For these reasons, http://www.bid2own.org was founded. Mass participation for personal freedom and independence from government programs can be achieved through bid2own.org. The unique online auction allows all U. S. citizens to buy, and sell large ticket items with little, or no loan. The sellers get the auction fees, and the full retail for their item!

The auction fee holders (buyers) bid against each other for a specific item, limiting competition. And, the beginning bid can start at $1.00. The losing auction fee holders receive a partial credit toward another item, based on the bid monies received by item, less bid2own.org expenses. Everyone wins!

This site is for the buying and selling of items over $500.00. Currently, bid2own.org has homes, cars, boats and a plane listed for auction. So, buy, sell, make money, and refer your friends to bid2own.org!